"Watch the pennies and the pounds will look after themselves!"
We'd never really considered this, but a third of Scots want a 99p coin to tackle the menace of the £XX.99 pricing strategy, which a Virgin Money poll says wastes £11m a month in discarded 1p pieces.

Although around 50 per cent of thrifty Scots save their 1 and 2p coins - traditionally in a huge whiskey bottle having drunk all the whiskey they bought with the proceeds of their last huge whiskey bottle bank - plenty of us just chuck the small change. Virgin Money reckons the total lost comes to £133m a year. The poll - of 1,250 people - also proved that 40 per cent of surveyees preferred to break into a quid coin or a note than count out change.

Of course, the real solution to the problem is to make the pricing of goods at £XX.99 (or £XXX,999 in the case of houses) illegal and punishable by death while raising the value of the 1p coin to £1 to encourage people not to throw them away.